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Economic Strength

Default weight: 15%·5 data sources

Economic Strength measures the broader economic health of an area through employment growth, wage levels, GDP contribution, banking activity, and small business lending. These indicators reflect the economic engine that drives commercial real estate demand.

Why it matters for CRE

Economic Strength is critical for long-term CRE investment decisions. Areas with strong employment growth and rising wages see sustained demand for both office and retail space. Banking activity and SBA lending indicate small business confidence and access to capital.

Signal position in the octagon

2040608075COMPOSITE

Sub-scores

Employment Growth

25% weightQuarterly

Year-over-year employment growth rate in the county/metro.

Methodology

BLS Quarterly Census of Employment and Wages. Higher growth = stronger local economy.

Source: BLS QCEW

Average Wage Level

20% weightQuarterly

Average weekly wages compared to metro and national benchmarks.

Methodology

BLS QCEW average weekly wages. Normalized using fixed-range scaling.

Source: BLS QCEW

GDP Per Capita

20% weightAnnually

Metro-level GDP per capita as a proxy for economic productivity.

Methodology

BEA regional GDP divided by population. Higher productivity = stronger economic base.

Source: BEA Regional Data

Banking Activity

20% weightAnnually

Total deposits and deposit growth at local bank branches.

Methodology

FDIC SOD data within county. Growing deposits indicate economic confidence and capital accumulation.

Source: FDIC Summary of Deposits

SBA Lending Volume

15% weightQuarterly

Volume and value of SBA-backed small business loans in the area.

Methodology

SBA loan originations within county. Higher lending = more small business formation.

Source: SBA 7(a) Loan Data

How the score is calculated

An Economic Strength score of 72 means the local economy scores 72 out of 100 on our fixed-range scale. Employment growth and wage levels are the primary drivers.